Patelco New Car Loan Rates (2024)

Table of Contents

1. New Car Loan | Rates, Calculator & Apply Online - Patelco Credit Union 2. Auto Loans | New, Used or Refinance a Car Loan - Patelco Credit Union 3. Used Car Loan | Rates, Calculator & Apply Online - Patelco Credit Union 4. Current Interest Rates - Patelco Credit Union 5. Auto Loan Refinance | Loan Rates & Apply Online - Patelco Credit Union 6. Auto Loan Refinance Calculator | Switch to Save - Patelco Credit Union 7. Patelco Credit Union Car Loans - WalletHub 8. Auto and personal loan services - Patelco Credit Union 9. Patelco Credit Union Auto Loans Review - Intuit Credit Karma 10. Auto Loan Rates | California Coast Credit Union 11. Personal Loan | Rates and Calculator - Patelco Credit Union 12. Patelco Credit Union New Auto - 24 Mo rates in National - Datatrac 13. Auto Loan Rates from Bank of America 14. Home & Auto - Patelco Credit Union 15. Patelco Credit Union Reviews: 400 User Ratings - WalletHub FAQs References

1. New Car Loan | Rates, Calculator & Apply Online - Patelco Credit Union

New Auto rates starting at 6.29% APR effective 06/07/2024; subject to change without notice. Patelco offers a range of base rates and discounts that depend on ...
New Car Loans • Home Auto Loans New Car Loans New Car Loans Low rates and affordable terms on 2023and newer models. Interest Rate Rates from 6.19% APR1 Loan Amount Up to 140% financing Term Up to 84 months Check My Rate Find and finance your new car with confidence Buying a new car is […]

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2. Auto Loans | New, Used or Refinance a Car Loan - Patelco Credit Union

New Car Loan · Used Car Loan · Auto Loan Refinancing · Switch to Save
Auto Loans • Home Auto Loans Auto Loans Drive off with an affordable new or used vehicle, or save on one you already own. ; New Car Loans Get the right financing for your new ride. Check My Rate Explore Benefits Used Car Loans Purchase from a dealer, private party, or even buy out a […]

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3. Used Car Loan | Rates, Calculator & Apply Online - Patelco Credit Union

Used Auto Loan Rates ; 0 to 48 months, None, 6.54% to 17.99% ; 49 to 66 months, None, 6.54% to 17.99% ; 67 to 72 months, $10,000 For 72 Month Term, 6.84% to 17.99%.
Used Auto Loans • Home Auto Loans Used Car Loans Used Auto Loans Affordable repayment terms on vehicles up to 10 years old and 150,000 miles. Interest Rate Fixed rates starting at 6.44% APR1 Loan Amount Up to 140% financing Term Up to 84 months Check My Rate Shop and save on your car purchase […]

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4. Current Interest Rates - Patelco Credit Union

High Rate, Low Rate, Rate Type vehicle Example. 17938 · New Auto (2023 or newer) Up to 140% financing, 0 to 48 months, None, 6.29% to 17.99%, 06/07/2024, 1 ...
Explore Patelco’s competitive rates • Home Rates Explore Patelco’s competitive rates From our Checking and Savings accounts to loans and credit cards, our goal is to help you save as much as possible. Use the tabs below to explore our latest rates and to apply. Find Your Rate Checking & Savings Certificates Loans and Credit […]
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5. Auto Loan Refinance | Loan Rates & Apply Online - Patelco Credit Union

Auto refinance rates. Fixed rates starting at 6.54% APR. 1. Loan Amount. Up to 140% financing or 100% for a cash-out refinance. Term. Up to 84 months.
Auto Loan Refinancing • Home Auto Loans Refinancing Auto Loan Refinancing Save on your payments or take cash out from your car to cover your financial needs Auto refinance rates Fixed rates starting at %APR1 Loan Amount Up to financing Term Up to months Check My Rate Refinancing can make a real difference

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6. Auto Loan Refinance Calculator | Switch to Save - Patelco Credit Union

Use the auto refinance calculator to see how much you can save on your car loan by switching to Patelco. Let's get started lowering your car payment.
Switch to Save • Home Auto Loans Switch to Save Switch to Save See how much you can save on your car loan Reduce your rate or car payments Refinancing can help you save on interest, get into a more affordable loan term or free up cash in your budget. It only takes a few […]

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7. Patelco Credit Union Car Loans - WalletHub

Sep 19, 2023 · Compare Patelco Credit Union Car Loans ; 72 Months. Patelco Credit Union 72 Month Car Loan · $296 · 6.59% - 17.99% ; 72 Months. Patelco Credit Union ...
When it comes to Patelco Credit Union Car Loans, WalletHub is your one stop solution. Read Reviews, Compare Latest Offers, Ask Questions or Get Customer Service Info

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8. Auto and personal loan services - Patelco Credit Union

Learn how to easily manage your car payment or personal loan online and get answers to questions about Patelco auto and personal loans. Find help now!
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Auto and personal loan services • Home Credit Cards & Loan Account Services Auto and Personal Loan Support Auto and personal loan services We have answers to the most common questions about auto and personal loans. Manage your auto or personal loan online Patelco Online™ helps you stay up to date on all of your auto or personal

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9. Patelco Credit Union Auto Loans Review - Intuit Credit Karma

Aug 14, 2023
Patelco Credit Union offers members free assistance with car-buying. Read our Patelco auto loans review to learn more.

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10. Auto Loan Rates | California Coast Credit Union

Auto Loans - Model Years 2022 and Newer ; Up to 29 Months, 4.78%, Fixed ; 30 to 36 Months, 5.78%, Fixed ; 37 to 48 Months, 5.78%, Fixed ; 49 to 66 Months, 5.88% ...
View today's rates for all loan, savings, mortgage, and investment products at Cal Coast Credit Union.

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11. Personal Loan | Rates and Calculator - Patelco Credit Union

Personal Loans, Lines of Credit · ScoreUp®Credit Builder Loan · Debt Consolidation
Personal Loans • Home Personal Loans Personal Loan Personal Loans Free up your budget and save with a low-rate loan. Know your rate and get pre-qualified in minutes. Competitive Rates Starting at % APR1 Loan Amount Up to Flexible Terms Up to 7 years Check My Rate Fixed rate + No fees = Big savings

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12. Patelco Credit Union New Auto - 24 Mo rates in National - Datatrac

About Datatrac · $37 is the difference between the amount paid in interest between Patelco Credit Union's rate at 6.29% APR compared to 6.52% APR for the ...
Patelco Credit Union auto loan rates in National - US

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13. Auto Loan Rates from Bank of America

Example: A 5-year, fixed-rate new car loan for $49,000 would have 60 monthly payments of $941 each, at an annual percentage rate (APR) of 5.69%. Used car ( ...
View and compare current auto loan rates for new and used cars, and discover options that may help you save money. Apply online today at Bank of America.

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14. Home & Auto - Patelco Credit Union

Learn how to make smart financial decisions when saving for or buying a home or car, refinancing, shopping for insurance and more. Get started now!
Home & Auto • Home Financial Wellness Home & Auto Home & Auto How to save and spend wisely. Article Categories Spend smart on your home and car Buying a home Auto loans Other topics We want to help you to spend smart on your home and car. When you make smart choices about borrowing […]

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15. Patelco Credit Union Reviews: 400 User Ratings - WalletHub

5-Year: 3.00% APY. It's important to note that these rates may change without prior notice. For the most up-to-date information, please refer to the Patelco ...
Patelco Credit Union reviews, contact info, products & FAQ. Get the full story from fellow consumers' unbiased Patelco Credit Union reviews.

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FAQs

What is a good interest rate on a new car loan? ›

Average car loan interest rates by credit score

FICO Score	Average new car rate	Average used car rate
661 to 780 (prime)	6.87%	9.36%
601 to 660 (near prime)	9.83%	13.92%
501 to 600 (subprime)	13.18%	18.86%
300 to 500 (deep subprime)	15.77%	21.55%

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Who has the cheapest new car loan rates? ›

Compare Car Loan Rates

Top Auto Loan Lender	Lowest APR	Term Length
PenFed Credit Union	4.74%	36 to 84 months
Auto Approve	6.24%**	12 to 84 months
Consumers Credit Union	5.99%	Up to 84 months
Auto Credit Express	Varies	Varies

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Aug 6, 2024

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What is the average loan payment for a new car? ›

The average monthly car loan payment in the U.S. is $734 for new vehicles and $525 for used ones originated in the second quarter of 2024, according to credit reporting agency Experian. It's worth noting that some recent reports from other industry analysts place the average car payment per month even higher.

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How old of a car will Patelco finance? ›

Used Auto Loans. Affordable repayment terms on vehicles up to 10 years old and 150,000 miles.

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What is a good interest rate for a 72 month car loan? ›

Compare 72-Month Auto Loan Rates

Lender	Starting APR	Award
1. MyAutoloan	6.99% for 72-month auto loans	Best Low-Rate Option
2. Autopay	5.69%*	Most Well-Rounded
3. Consumers Credit Union	5.99% for 72-month loans	Most Flexible Terms
4. PenFed Credit Union	4.74% for 72-month loans	Most Cohesive Process

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Aug 31, 2024

What interest rate can I get with a 750 credit score for a car? ›

Average car loan interest rates by credit score

Credit score	Average APR, new car	Average APR, used car
Superprime: 781-850.	5.25%.	7.13%.
Prime: 661-780.	6.87%.	9.36%.
Nonprime: 601-660.	9.83%.	13.92%.
Subprime: 501-600.	13.18%.	18.86%.

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3 days ago

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Which bank has the lowest car loan interest rate? ›

Top Banks like Canara Bank, HDFC Bank, ICICI Bank, Punjab National Bank, and State Bank of India are providing the cheapest car loans. Canara Bank interest rates range from 8.80 percent to 11.95 percent. HDFC Bank car loans start from 8.75 percent. I...

Are new car interest rates negotiable? ›

Yes, just like the price of the vehicle, the interest rate is negotiable. Dealers may not offer you the lowest rate that you qualify for. To get the best interest rate, shop around with multiple lenders and negotiate.

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Can you get a lower interest rate on a new car? ›

Yes. Like you negotiate vehicle prices, you can try to lower your interest rates before signing off.

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How much is a $30,000 car payment for 60 months? ›

How much would a $30,000 car cost per month? This all depends on the sales tax, the down payment, the interest rate and the length of the loan. But just as a ballpark estimate, assuming $3,000 down, an interest rate of 5.8% and a 60-month loan, the monthly payment would be about $520.

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How much is the average car payment for a $60000 car? ›

The Total Loan Amount

The total amount of money you borrow determines what you'll pay per month. For example, if you're buying a $60,000 luxury car at 3% APR with no money down and paying it off over five years, you'll be responsible for paying about $1,078 per month.

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Is a 72 month car loan bad on a new car? ›

Because of the high interest rates and risk of going upside down, most experts agree that a 72-month loan isn't an ideal choice. Experts recommend that borrowers take out a shorter loan. And for an optimal interest rate, a loan term fewer than 60 months is a better way to go. You can learn more about car loans here.

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Does Patelco do a hard pull? ›

Applies to Purchases and Balance Transfers. Patelco runs a "soft" credit pull to create your personalized credit card offer, all without affecting your credit score.

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What is the interest rate on a used car in 2024? ›

According to Experian's State of the Automotive Finance Market report, the average auto loan interest rate for new cars in 2024's second quarter was 6.84 percent, and 12.01 percent for used cars. Generally, the lower your credit score, the higher your annual percentage rate (APR) will be.

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How many years is best to finance a car? ›

But the reality is, given how expensive new and used cars are today, this rule is not only ignored but also outdated. This is why Edmunds recommends a 60-month auto loan if you can manage it. A longer loan may have a more palatable monthly payment, but it comes with a number of drawbacks, as we'll discuss later.

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Is 6% interest high on a new car? ›

Car Loan APRs by Credit Score

Excellent (750 - 850): 2.96 percent for new, 3.68 percent for used. Good (700 - 749): 4.03 percent for new, 5.53 percent for used. Fair (650 - 699): 6.75 percent for new, 10.33 percent for used. Poor (450 - 649): 12.84 percent for new, 20.43 percent for used.

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Is a 3.99% APR good for a new car loan? ›

If you're buying a new car with an interest rate of 3.9%, you're likely getting a decent deal. Based on typical manufacturer incentives, odds are that you're seeing a rate of 3.9% because there are manufacturer incentives on the vehicles you're looking at.

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What is a bad interest rate on a car? ›

Several factors could cause you to get a higher interest rate on your car loan. Generally, what's considered a bad interest rate is anything higher than 10%. Ideally, you want to get an interest rate that's below 5% — but with little or bad credit, that can be harder to achieve.

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Is a 12 percent interest rate high for a car? ›

If you have fair credit (600-699), the average auto loan rates are 11.40% for a new car and 11.65% for a used car. If you have bad credit (451-599), the average auto loan rates are 16.46% for a new car and 16.71% for a used car. As you can tell, APR varies greatly based on your credit score.

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